Buying a car is a big first step for many. A car loan is often times the first important financial decision anyone ever has to make. It’s an important step to take, as a history of making timely car payments is essential for a healthy credit score. The ultimate goal is to get a good rate on a 30 year home loan and having a completed car loan on your record looks nice. What is crippling to your future however ...
Traditionally you would get a car loan from the bank you normally use. Now though you have many more options. In addition to going to your physical bank for a car loan, you can also get a loan right at the dealership. After they pull your credit you can be approved for a loan in minutes. Another popular option is to go online and use auto loan comparison sites to get auto loan quotes to find the best rates. But ...
Auto dealers try and squeeze as much money out of you as possible. If it’s not on the sticker price or the loan, they’ll do it by offering you all sorts of extras. Most of the time these items are extremely overpriced. You can always get whatever they offer at a lower price anywhere else you go. If they offer to throw in an extra for free, which they say is an $800 value, ask them to go ahead and ...
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