Whether you’re taking a long trip abroad or traveling frequently for work, you should consider an international travel health insurance plan. These plans fill in the gaps where your regular medical coverage ends and include benefits like emergency medical evacuation.
Some plans require that you pay up front and get reimbursed later, while others have direct billing and payment relationships with healthcare providers all over the world.
International Medical Group
International Medical Group is a leading provider of global insurance benefits and assistance services. Their world-class products are backed by customer service that is second to none. Their customers include travelers, vacationers, people working or living abroad for short or extended periods, and those who maintain multiple countries of residence.
IMG offers a wide range of travel medical and trip insurance plans. These policies are designed to cover medical emergencies and unforeseen trip cancellations. These policies are affordable and provide peace of mind while traveling. They also offer a range of online tools and phone and email points of contact for customers.
IMG’s website is easy to navigate and features a tool for building an instant quote. It also allows users to save their plan selection and complete it later. IMG also offers an international provider access database that enables subscribers to search for providers by facility, country, and doctor. The database covers over 17,000 accomplished doctors and facilities around the globe.
Trawick International
Trawick International provides travel insurance services and products to individuals, families, groups, and businesses. Its products include medical and travel insurance, study abroad insurance, and specialized plans for international scholars. These policies provide protection against financial defaults from travel suppliers and other risks.
The company also offers political evacuation coverage, which is important for travelers to have while traveling abroad. This cover is provided through the company’s network of first-class medical providers, hospitals, and pharmacies. The company has a wide range of policies that offer benefits for hospital stays, doctor visits, prescriptions, and emergency medical transport.
The company’s policies are backed by financially stable underwriters and offer 24/7 travel assistance services. They also have a comprehensive online tool for comparing the different plans available from the company.
This makes it easy for travelers to choose the right policy for their trip. Trawick also provides a number of add-ons for its policies, including sports equipment coverage and pet coverage.
GeoBlue
GeoBlue focuses on providing peace of mind to world travelers and expatriates, offering a range of international travel health plans. They also provide mobile technology and worldwide healthcare expertise to help members navigate the complexities of international medical care.
Their telemedicine tools can help you connect with a doctor in minutes even if you are far away from home. They can also help you locate doctors who speak your language, and they offer 24/7 concierge service.
GeoBlue offers a number of plans for long-term and short-term trips for business or vacation. They can also cover a wide range of expenses for students studying abroad. They also have a member services area where policyholders can login to manage their claims and submit paperwork.
They also have a toll-free customer service line and email address for questions or concerns. They are an independent licensee of Blue Cross and Blue Shield Association, but you do not need to be a current member to purchase their plan.
Travel Guard
Travel Guard is a trusted provider with plans for single trips, cruises, and annual multi-trip policies. Their customer service is available 24/7 to help with unforeseen issues during a trip. These can include a lost or stolen bag, a sudden illness or an unscheduled event that cancels a flight.
Travel insurance from this provider is offered at affordable prices. Their basic plan, Essential, covers trip cancellation and interruption expenses up to 100% of non-refundable pre-paid travel costs. Their more comprehensive Travel Guard Plus includes a pre existing condition lookback period and optional Cancel for Any Reason coverage.
In addition to providing insurance, Travel Guard also offers a variety of add-on services including rental car collision damage waiver and a travel concierge. These extras are helpful for busy travelers who want to be sure they’re prepared for any unexpected issues that may arise during a trip.
The company is based in Stevens Point, Wisconsin. It is owned by AIG, and its travel insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pennsylvania.
